Since scare tactics seem to be at least start considering the issue, or what compels some people to take secure your wordpress site a little more seriously, let me shoot a few scare tactics your way.
No software system is immune to bugs and vulnerabilities. Security holes will be found and guys will do their best to exploit them. Keeping your software up-to-date is a good way to stave off attacks, because reliable software vendors will mend their products once security holes are found.
In case you ever wish to migrate your website elsewhere, such as a new hosting company, you'd be able to pull this off without a hitch, and also without needing straight from the source to disturb your old site until the new one was set up and ready to roll.
Now we are getting into matters specific to WordPress. Whenever you install WordPress, you need to edit official website the file config-sample.php and rename it to config.php. You need to set up the database details there.
Always like it keep in mind the safety of your sites depend on how you handle them. Be certain that you follow these tips to avoid exploits and hacks on websites and your blogs.